How DCC Works at Your ATM
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Foreign Cardholder Requests USD
ATM Determines Eligibility for FX Conversion
Customer Accepts Currency Conversion
ATM Processes the Transaction
If Declined – Defaults to Standard FX
The cardholder gets a transparent view of the cost in their home currency and exchange rate before confirming the withdrawal.

The cardholder is provided the choice to Convert to Your Home Currency Now™ providing a real- time FX conversion mark-up rate.
The ATM receipt displays the transaction details including the local currency, the FX conversion rate and the cardholder’s home currency.
The home currency amount on the ATM receipt matches the amount on the cardholder’s credit/debit billing statement.
MAXIMIZE YOUR REVENUE!
30%
of DCC revenue*
*Revenue based on withdrawal amount and card origin. Less any applicable MasterCard fees.
Receive:
Why Offer DCC?
ISO Benefits:
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Earn additional revenue per transaction
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Layer on top of your existing surcharge revenue
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Proven success with international cardholders
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Excellent for tourist hubs, airports & destination ATMs
Cardholder Benefits:
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Clarity and confidence transacting in home currency
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Full transparency on exchange rate and fees
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Seamless integration with their bank statement
Let’s Unlock Your Extra Revenue Stream Today!
With DCC from 1st ISO, you get a proven, zero-effort way to boost your bottom line — and we’ll handle the setup.
Call now: 800-233-3776
Email: 1stISOCoordinators@1stISO.com